WELCOME
to Aay and Aay Financial Services
Your Financial Future Starts Here
Expert Financial Consulting for All
Personalized Service
Boutique firm focused on your unique financial goals
Expert Guidance
18+ years of combined experience in financial services
Comprehensive Solutions
From loans to private equity, we cover all your needs
Financial Guidance You Can Trust
Personalized solutions to protect, grow, and manage your wealth.
Protect
Safeguard assets with robust risk management.
Grow
Build wealth through smart investments.
Manage
Optimize finances with expert oversight.
Who are we?
We're a boutique firm built on personal relationships. Our size allows us to truly listen, understand your goals, and craft financial strategies as unique as you are.
Our Mission
To empower businesses with financial strategies for clarity, stability, and long-term success.
Our Values
Integrity
Honest advice, always. We build long-term relationships on trust and transparency.
Transparency
Clear communication, no hidden agendas. You'll always know what we're doing and why.
Expertise
Knowledge-backed strategies, tailored to you. Our team stays current with market trends and regulations.
Personal Attention
You're never just a number. Every client receives individualized service and dedicated support.
Our Services
Comprehensive Financial Solutions Tailored to Your Needs
1
Car Loan
Finance new or used vehicles with fixed monthly EMIs and flexible tenures of 1–5 years. Enjoy competitive rates and quick approval.
2
Housing Loan
Fund your dream home purchase, construction, or renovation with long tenures up to 15 years and attractive interest rates.
3
Working Capital Limits
Revolving credit solutions for day-to-day operations—payroll, inventory, and seasonal needs—with flexible overdrafts and credit lines.
4
Term Loans & Project Finance
Medium to long-term financing for capital expenditure and expansion, structured around your project's cash flows.
5
Loan Against Property (LAP)
Unlock larger loan amounts at lower rates by pledging your property, while retaining full usage rights.
6
Personal & Business Loans
Fast, flexible financing—unsecured personal loans for immediate needs or tailored business loans for growth.
7
Loans Against Securities
Leverage your investment portfolio for quick credit at competitive rates while maintaining ownership.
8
Private Equity (PE)
Growth capital and strategic guidance for scale-ups, turnarounds, and ownership transitions.
Meet Your Financial Partners
Experienced professionals dedicated to your financial success
1
Amit Kumar Singla
Senior Financial Advisor
With over 18+ years of experience, Amit helps clients confidently navigate complex financial decisions and investment management.
- ex-HDFC
2
Amit Kumar Aeron
Consultant
Amit specializes in wealth preservation and growth strategies for high-net-worth clients, ensuring long-term financial objectives are met.
Partnering for Your Financial Success
Crafting bespoke financial strategies aligned with your aspirations.
Schedule a Consultation
Let's discuss your financial goals and create a personalized strategy.
Call Us Today
Reach out at +91 93167-02-200 for immediate assistance.
Explore Our Services
Discover comprehensive solutions tailored to your needs. Learn More
Visit Our OfficeVisit Our Office
Aay and Aay Financial Services
SCF No. 9, OUVGL Scheme
100 Foot Road, Opp. Simran Hospital
Near Domino's, Bathinda - 151001
Punjab, India
SCF No. 9, OUVGL Scheme
100 Foot Road, Opp. Simran Hospital
Near Domino's, Bathinda - 151001
Punjab, India
Aay and Aay Financial Services
SCF No. 9, OUVGL Scheme
100 Foot Road, Opp. Simran Hospital
Near Domino's, Bathinda - 151001
Punjab, India
SCF No. 9, OUVGL Scheme
100 Foot Road, Opp. Simran Hospital
Near Domino's, Bathinda - 151001
Punjab, India